Template — pending legal review
This document is a working template prepared for BINS APP CORP. It has not been reviewed or approved by licensed counsel, it does not constitute legal advice, and its provisions may change before they are relied on. Where this template conflicts with a signed agreement, the signed agreement controls.
Legal
Financing Disclaimer
BINS APP is not a lender or broker. What that means for equipment financing.
- Effective date
- August 15, 2026
- Last updated
- August 15, 2026
Contents
BINS APP is not a lender
BINS APP CORP is not a lender, a loan broker, a credit intermediary, a lease financier, a credit-services organization or a financial adviser. It does not extend credit, does not underwrite applications, does not decide who is approved, and does not set rates or terms.
Where the platform refers to financing, it is describing pathways operated by independent third-party providers. Those providers make their own credit decisions under their own criteria and their own agreements.
Nothing here is an offer of credit
No page on this site, and no material in the operator portal, constitutes an offer or solicitation of credit, a commitment to lend, a pre-approval, a firm offer of credit, or an advertisement of specific credit terms.
No interest rate, annual percentage rate, term length, down payment, fee schedule or payment amount is offered on this site. Any rate or term you are ultimately offered comes from the third-party provider and will be set out in that provider’s own documents.
No approval is guaranteed
Approval is never guaranteed. Being eligible for a program tier, passing the quality gate, submitting a configuration, or submitting an application to BINS APP does not mean a third-party provider will approve you, and does not mean equipment will be made available to you.
A third-party provider may decline an application for any lawful reason, and may approve an application on terms that differ from anything you expected. That decision belongs to the provider.
Program materials describe financing as a pathway that qualified operators may access. That language is deliberate and should be read literally.
Estimates shown in the platform are illustrative
The equipment configurator and operator portal may display an estimated monthly figure or an assumed term length next to a configuration. These are illustrative planning aids computed from placeholder assumptions.
- They are not quotes, offers, pre-qualifications or credit decisions.
- They do not reflect your credit profile, because no credit assessment has been performed at that point.
- They may exclude taxes, delivery, insurance, fees, interest and other costs.
- They can change, and equipment pricing itself varies by configuration, market and supply partner.
Equipment pricing is not published on this site for the same reason. A figure is only meaningful once our team has issued a quote for the configuration you asked about, and financing terms are only meaningful once a third-party provider has issued them to you in writing.
What BINS APP actually does
To be clear about the limits of our role in an equipment transaction:
- We let you configure equipment and send that configuration to our team as a pricing request.
- We quote equipment where we are able to source it, and we tell you when we cannot.
- We may refer you to third-party financing providers, or pass along that such pathways exist.
- We track the status of your application in your portal so you can see where it stands.
We do not assess your creditworthiness, negotiate credit terms on your behalf, act as your agent with a lender, or receive your application decision on your behalf as a decision-maker.
Your relationship with the third-party provider
If you proceed with a third-party financing provider, your agreement is with that provider. You should read their documents in full before signing, including the total amount financed, the term, all fees, security interests, personal guarantees, default provisions and any end-of-term obligations.
BINS APP is not a party to that agreement, does not guarantee it, and is not responsible for the provider’s decisions, conduct, disclosures, servicing or collection practices. Your obligations under that agreement continue regardless of your standing on this platform, and they survive if you leave the platform or the program changes.
Consider obtaining independent legal, tax and financial advice before entering into any financing agreement for your business.
Information you provide
Where you ask us to refer you to a third-party provider, information relevant to that referral may be shared with the provider so they can contact you. That provider will handle your information under its own privacy policy, which we do not control.
How BINS APP handles the information you give us is described in the Privacy Policy.
No earnings or performance projections
Nothing on this platform is a projection or guarantee of revenue, utilization, growth or business success, and no such statement should be relied on in deciding whether to take on financing. Adding equipment to a fleet carries commercial risk that sits with the operator.
Related documents
This disclaimer applies to every reference to financing on the platform, including the Operator Growth Program™ materials and the equipment configurator. It should be read together with the Operator Growth Program Terms and the Operator Agreement.
Governing law
BINS APP CORP is located in Orlando, FL. This document is governed by the laws of the State of Florida, without regard to its conflict-of-laws rules.
The state and federal courts located in Orange County, Florida are the agreed venue for any dispute arising out of or relating to this document, except where applicable law requires a different venue. Nothing here is intended to waive a right that cannot be waived under applicable law.
Questions about this document
Email info@binsapp.ai with "Financing Disclaimer" in the subject line, or use the contact form. General questions about how the platform works are answered in the Help Center.
Requests to correct or delete personal information, and intellectual property or takedown requests, should go to the same address so they can be routed to the right team.
Related
Other Legal Documents
Review the terms, policies, and agreements that govern the BINS APP platform, services, and operations.
- Terms of UseThe agreement that governs access to and use of the BINS APP platform.
- Privacy PolicyWhat personal information we collect, how it is used, shared and deleted.
- Cookie PolicyCookies, local storage and push-notification tokens the platform relies on.
- Customer Rental AgreementRental duration, placement, weight allowances, prohibited materials and liability for customer rentals.
- Operator AgreementThe terms independent service providers accept to operate on the platform.
- Operator Performance PolicyThe signals we measure, how they are calculated and what happens when they slip.
- Operator Growth Program TermsEligibility, tiers, fleet credits and participation terms for the growth program.
- Branding Program TermsUsing BINS APP branding on equipment you own, and the standards that come with it.
- Commercial Account TermsJob sites, quotes, swaps, reorders and pricing structures for commercial accounts.
- AI & Data PolicyAutomated photo analysis for quoting, human review, and how that data is handled.
- Intellectual Property NoticeTrademarks, copyright, patent notice and how to submit a takedown request.
Support
Talk to the BINS APP team.
Email info@binsapp.ai about anything in this document, or send a message through the contact form and we will route it to the right team.
BINS APP CORP · Orlando, Florida